Kristy Smith

Welcome to the Kristy Smith State Farm Agent office in Texarkana, Texas! My team and I are dedicated to helping individuals and families protect what matters most with a customized Personal Price Plan that fits their unique needs. Whether you're looking for Auto Insurance, Home Insurance, Renters Insurance, Life Insurance, or Business Insurance, we're here to provide guidance and support every step of the way. We invite you to call, text, or email us, and we'll be happy to help you explore coverage options that work for you.

For the past 15 years, I have had the privilege of serving as a State Farm Agent, and it has been one of the most rewarding decisions I've ever made. Before becoming an agent, I spent 15 years in marketing, but I wanted the opportunity to make a more direct impact in people's lives. Every day, I enjoy meeting new people, building lasting relationships, and helping customers navigate important insurance decisions. I hold the CLU and ChFC designations and proudly serve Good Neighbors throughout Texas, Arkansas, and Louisiana.

Our office assists customers in Texarkana, Queen City, Atlanta, New Boston, the DFW area, communities across Arkansas including Hot Springs, Ashdown, and Little Rock, as well as Shreveport and all of Louisiana. Conveniently located across from the Texas-side Walmart and Lowe's in Texarkana, our pet-friendly office is staffed by a team with diverse backgrounds and experiences, united by a shared commitment to exceptional customer service. We are proud to offer assistance in both English and Spanish, and our bilingual team member helps ensure our Spanish-speaking customers feel welcomed and supported. Nosotros hablamos Español.

Life is full of changes, from getting married and starting a family to buying a home, opening a business, or changing careers. Those milestones often create a need to review coverage and prepare for the future. Whether you're considering Life Insurance to help protect your loved ones, Home Insurance for a new residence, or Commercial Insurance for your business, our team takes the time to understand your situation and provide personalized guidance.

Outside the office, I enjoy reading, baking, taking walks with our dogs Coco and Sam, and spending time at the lake in Hot Springs, Arkansas. As a proud empty nester, I love cheering on my children, Jake and Kara, as they pursue careers in law and healthcare. My family has deep ties to the area through Pleasant Grove schools, and I enjoy giving back by supporting local cheer and Little League programs as well as other community events.

I look forward to being a helpful neighbor you can depend on for years to come, so please reach out or stop by our Texarkana office today to discuss your insurance needs.

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Have questions? Kristy in Texarkana can walk you through your options.

Q: How quickly can car insurance coverage start?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Kristy works with Texarkana residents to find coverage that fits.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Connect with Kristy for insurance guidance in Texarkana.

Q: What should I know about life insurance?

A: Life insurance is designed to help provide financial support to your loved ones if something happens to you. It can help cover expenses like daily living costs, debts, or future needs, depending on the type of policy and coverage you choose. In Texarkana, you can count on Kristy for personalized service.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. For personalized coverage in Texarkana, TX, reach out to Kristy.

Q: What does renters insurance cover?

A: Renters insurance can help cover your personal belongings, personal liability, and additional living expenses if your rental becomes uninhabitable due to a covered loss. Kristy is here to help your Texarkana household feel covered.